Health Savings Accounts (HSA) are tax-advantaged medical savings plans, which can act like both a personal checking and investment account. In fact, HSAs are the most tax-advantaged account that exists. It is the only type of account with the...
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Currently, there are very few places to grow one’s money better than investing in the stock market. And many people who have money to invest are looking for THE top stock pick to get rich, quick! This could be...
We have talked a lot about financial wellbeing in our past blogs and how not to let our emotions derail our financial plan, yet FOMO (fear of missing out) is trending now and deserves our attention. Did someone ever...
The stock markets are currently on track to enter a correction stage, and we outlined these differences in a previous blog in October of 2018 – Pullback, Corrections, and Bear Markets – What’s the Difference? https://www.wealthanalytics.com/pullbacks-corrections-bear-markets-whats-difference/ Going back to...
Retirement is changing. There is a shift taking place on how we retire and who can help us get there. Gone are the days of working somewhere for 40 straight years and leaving with a pension to live on. ...
Staying the Course Investors tend to see short-term volatility as the enemy. Volatility may lead many investors to move money out of the market and “sit on the sidelines” until things “calm down.” Although this approach may appear to...
Over the weekend, a relative asked, “Are we in a bear market?” I answered his question with, “What do you think a bear market is?” He rattled off a few comments about the economy, and the market being down...
The federal reserve meets again later this month to make a decision about interest rates. There are 8 scheduled meetings each year; this will mark the 6th of those 8 scheduled meetings. While most of us read about the results from headlines...
Many people are ready to make the transition to retirement. They envision living a less stressful, carefree lifestyle. Where they can be adventurers, live next to the ocean, hear the waves crash. Enjoy the warm sunshine, swim in the...
How much can retirees withdraw from their nest egg each year? This is a question that many thought was answered by the 4% rule, first articulated by Bill Bengan in 1994. Bengan is a retired financial planner from Southern...