Inflation since 2008 has been very low. The average since 2008 is a paltry 1.48%. The numbers annually are as follows: Year Rate of inflation 2008 .1% 2009 2.7% 2010 1.5% 2011 3.0% 2012 1.7% 2013 1.5% 2014 .8% 2015 .7% 2016 1.4%* Average...
Not if, but when. Bear Markets are part of investing in the stock market. This is a fact, you must know to be ready for the worst. It helps you prepare mentally. These events should not be a surprise, they should be expected. They...
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One of the greatest worry’s for anyone who is retired, is running out of money. Of course, if we knew how long we would live it would make the process much less stressful. We could simply spend down our assets so they would run...
bank, budget, employer benefits, Expenses, Golden, Holidays, investing, investment management, Life, money, Plan, retirement, safe money, spending, Years
Many people have heard about reverse mortgages. They are hyped on TV, radio, magazines and many brokers recommend them aggressively. As a financial planners we have considered them as a possible solution for those who are concerned about outliving their resources. The primary issue...
Perhaps the single most important factor in reducing financial stress is managing cash flow. In their book The Millionaire Next Door, Dr. Thomas Stanley and William Danko explained this financial principal as “I make plenty of money but there is too much month!” This...
budget, Couples, Expenses, Finance, Financial Goals, financial planning, Funds, great life, Marriage, Saving, shopping, spending, Vacation
Is the Bull market over? Are rising interest rates going to hurt bonds? What about the volatility in the Chinese stock market? Markets seem so shaky! Many people are worrying if they should do something with their investments. What should they do? I have...
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